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Our Services
Treasury Services
Funds Placement
This is a special fixed placement with very attractive
benefits. The rate applicable depends on the amount and
tenor and it is industry competitive.
Cash Management Services
This is a specialized account with account with current
Account features. Cheques can be lodged, withdrawal and
payment instruction made instantly with flexibility of
operation.
Treasury Bills
We assist client invest in gilt-edge securities issued by
Federal Government of Nigeria through the Central Bank of
Nigeria. They are short – team debt instrument offered at a
discount.
Commercial Paper
These are short – team promissory notes issued by blue chip
companies at discount and the applicable rates are above
bank deposit rates of similar tenor. We arrange bank
guarantee, act as Brokers and serve as payment institution
for matured Commercial paper. The tenor ranges between 90 –
180 days
Bankers Acceptances
These are promissory notes issued by banks to repay
borrowed fund at maturity to original investor or holder in
due course. We act as agent.
Commercial Loan
LPO Finance
We provide finance for execution of purchase order and
contracts from reputable private organization and blue chip
companies. The tenor is usually short tenure and the
interest rate is industry competitive
Invoice Discounting Facility (IDF)
We discount invoice of contracts and LPO’s of reputable
organization which have been executed at competitive rate.
This facilitates immediate liquidity for the supplier to
carry on its business operation while we jointly pursue
payment at maturity.
Short Team Loan (Overdraft)
This facility gives manufacturer and small scale
entrepreneurs access to short term funds to finance their
stocks and receivables. The tenor ranges between 30 and 90
days
Trade Finance
This product is targeted at traders to enable them expand
their trading business. It is short term in nature between
30 -90days. Proceeds of sales are used to repay back the
loan.
Project Finance
Short term funding is provided to complete execution of
projects. This depends on the dynamics, it could be by
direct finance or through joint vestures/ partnership with
the company at terms that are competitive and flexible.
Share Purchase Loan
This is a specialization product targeted at Stock Market
Investors of shares quoted on The Nigeria Stock Exchange.
30% of the cost price is provided by the customer, the
company provided funding for the remaining balance, which
could be paid within a short period of time.
Equipment Leasing
Under this financing arrangement, funding is provided for
acquisition of Assets by interested parties. The borrower is
allowed to make use of the asset structured over a period of
time with minimum cash outlay of 30% contribution. It is a
consumer product targeted at private organizations and high
net worth individuals. The terms of the leasing are flexible
and industry competitive.
Business
Consultancy
Company’s business/industry
is analyzed with the ultimate aim of packaging for optimal result. It
involves identification of business problems which are developed into
solutions. A fact finding process comprises and not limited to business
policy, asset conversion circle and market dynamics resulting into
formulation of appropriate models. This includes Feasibility Studies,
Company Registration, and Human Resources Sourcing.
Financial
Advisory
This is a specialized
customized service channeled to the requirements of each prospective
client. We adopt a multi disciplinary approach since the needs of each
client differs. Advices are rendered on financial point of view by
evaluating the existing needs and requirements and developing
alternative financial solutions. This covers areas as Finance, Project
Development, Merger and Acquisition, Consultancy.
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